Log in to our new Customer Portal

24/7 access to your policy, documents and claims

Testimonial

Club 4X4 Testimonial – Lawrence Johnstone and his well travel ’79 and slide on combo

Attached, at last, are some photos of the truck “in action”.

Image
Club 4X4 Insurance
Jan 23 2017

Jan 23 2017

Image

Hi Graeme,

Attached, at last, are some photos of the truck “in action”. As I think I told you, we drove from the UK to South Korea in it so I thought some pics from Central Asia would be Appropriate. The first one is in the desert in Uzbekistan. The ones with the truck and the walls are in Khiva in Uzbekistan and 4.jpg is at 3,200m above sea level in Kyrghizstan. The one at the Tropic of Capricorn was on our trip to north-west WA last winter. There’s a few of me as well ;-).

Thanks very much for getting the insurance sorted out for me. For the first time since we had the truck built I feel that it’s insured for its full value and if it ever goes up in smoke I should be able to replace it with something suitable. I had the chassis cab fully modified and renovated in Oz and then shipped it to Europe where we had the Bimobil custom-built camper body fitted in Germany. The problem has always been the value of the modifications and additions to the truck. I specified it for long-distance expedition travel without too much thought for cost. I just wanted a vehicle that would take us to all the strange places we wanted to go with minimal problems: hence a Land Cruiser. The cost of modifying it came to a lot more than the cost of buying it and most insurers find this very difficult to deal with. They seem to find the approach illogical, sort of “why didn’t you just buy a new truck?”, with no understanding of my reasoning behind the modifications. It’s a 2002 HDJ79 and, given everything I’ve spent on it, I could just about have bought a new V8 79 Series but I didn’t want the electronic complications.

Anyway, Club 4×4 appreciated my reasoning and, having given you a list of all the mods etc, you have insured it for an acceptable agreed value, likewise the camper body. I must say that I was a bit shocked when I added up all the mods as I’d sort of ignored this!

The other thing I appreciated was being able to buy the remote area recovery insurance. We intend to cover most of the “iconic” outback tracks over the next few years and $200 is not a lot to pay for the knowledge that you’ve got $15K available to get you out of deep trouble. It’s a great product and I don’t believe anybody else offers such a thing.

So, I’d just like to say thanks again for your help. I’ll be speaking to you again in the next few weeks as the insurance on my Nissan Patrol is coming up for renewal.

All the best

Lawrence Johnstone

Image
Image
Image
Image
Image
Image
Club 4X4 Insurance
Blog

Discover other stories

View all

Warm up with weekly articles aimed at adventure

The all-new Nissan Navara Pro PHEV

News

Nissan Throws its Hat into the Hybrid Ute Ring

The all-new Nissan Navara Pro PHEV is headed to Australia in 2027, bringing 300kW, 800Nm and a 3,500kg towing capacity. Developed with local testing and tuned specifically for Australian conditions, Nissan's first electrified ute looks ready to take on everything from work sites to weekend tracks.

Read more  

The all-new Nissan Navara Pro PHEV is headed to Australia in 2027, bringing 300kW, 800Nm and a 3,500kg towing capacity. Developed with local testing and tuned specifically for Australian conditions, Nissan's first electrified ute looks ready to take on everything from work sites to weekend tracks.

A 4X4 light truck towing a caravan in Australia's Outback

Expert Advice

Is Touring Getting Too Expensive?

Fuel prices hurt, caravan parks aren't cheap and somehow a roadhouse lunch now needs its own budget. But is touring Australia really becoming unaffordable, or have we convinced ourselves we need more gear than ever before? Josh takes a look at the real cost of hitting the road.

Read more  

Fuel prices hurt, caravan parks aren't cheap and somehow a roadhouse lunch now needs its own budget. But is touring Australia really becoming unaffordable, or have we convinced ourselves we need more gear than ever before? Josh takes a look at the real cost of hitting the road.

4WD towing an off-road caravan with an electric brake controller fitted

Expert Advice

Electric Brake Controllers Explained: Proportional vs Time-Based and How to Choose

Your caravan's brakes do nothing until the tow vehicle tells them to. Here's how an electric brake controller works, why proportional beats time-based, how to set the gain so the trailer stops with you rather than into you, and the check to do before every trip.

Read more  

Your caravan's brakes do nothing until the tow vehicle tells them to. Here's how an electric brake controller works, why proportional beats time-based, how to set the gain so the trailer stops with you rather than into you, and the check to do before every trip.

View all